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W. Timothy Finn

Principal of FMC

W. Timothy Finn, Principal of FMC, has over 30 years experience in several facets of the banking industry. His knowledge of the industry has resulted from his myriad of experience including a small town banker, consultant, an expert witness, and investment banker, to name a few.

During his consulting career, Tim has assisted over 25 Organizer Groups with chartering de novo banks. He has assisted over 100 banks with strategic planning, and been retained by law firms as a banking expert in over 75 litigation engagements. Tim has served as financial adviser to numerous buyers and sellers of banks and branches, and frequently provides stock valuations for financial institutions.

Tim resides at Galway Farms, in Russell County, Kentucky, on the shores of Lake Cumberland. His interests include supporting his alma mater, Centre College as a member of the President’s Council. When not appreciating his countryside office environment, he enjoys the rewards of working on his farm, planting trees, wildlife viewing, as well as fishing Lake Cumberland and the lower Cumberland River.

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Articles and Publications

ABA Banking Journal
‟How to Better Use Your Bank’s Resources”
August 1989
ABA Banking Journal
‟Get Rid of Reg Q Remnants”
February 1990
ABA Banking Journal
‟Managing the Margin”
April 1992
American Banker
‟Pricing Strategy ... Keys to Profits at Small Banks”
January 1994
Farm Credit Council -
Financial Services Industry Outlook

‟Trends in Community Banking”
June 1994
American Bankers Association -
Community Bank Tools

“Strategic Planning for Community Banks”
March 1998
“Critical Assessment of Kentucky Credit Unions”
Research Paper for Kentucky Bankers Association
October 2003
“Credit Union Update 2003"
Research Paper for Kentucky Bankers Association
July 2004
Kentucky Banker
“Effective Strategic Planning”
September 2005
State Bank Performance Reports for all banks in
Quarterly since 1999 42 states and savings institutions in the Southeast U.S.
Quarterly since 1999


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